Small Business Guides
Climate Change Guide for SMEs
September 2011
Climate change presents risks to all businesses, although some will be affected more than others. There will also be opportunities for forward thinking businesses.
Submission to Senate Inquiry on Finance
SEN Submission to Senate Inquiry on Access to Finance
30 March 2010
SEN is concerned that small businesses are often forced to accept higher rates of interest on loans, lines of credit and short-term credit.
Policy Statements
SEN Submission to Department of Innovation, Industry, Science and Research, Resolution of Small Business Disputes Options Paper
30 June 2011
SEN welcomes measures that will provide an operating environment for the small business sector, providing this is achieved in a way that is efficient and effective.
SEN Submission to Senate Economics Committee Inquiry into Competition within the Australian Banking Sector
November 2010
The small business sector values the contribution that banks play, but also desire continued improvements in the products and services they offer. SEN considers that improvements to the overall level of bank competition in the market will help deliver these outcomes at a lower cost to customers.
SEN Submission on WA Small Business Commissioner Proposal
September 2010
SEN supports the concept of a Small Business Commissioner, providing it is implemented in a way that delivers meaningful and worthwhile outcomes for small business and the community.
SEN Access to Finance Survey Results
May 2010
Significant dissatisfaction with the level of competition for small business lending has been identified in the Small Business Access to Finance Survey, undertaken by the WA Small Enterprise Network (SEN).
SEN Submission to Senate Inquiry on Access to Finance
30 March 2010
SEN is concerned that small businesses are often forced to accept higher rates of interest on loans, lines of credit and short-term credit. Small business advises that it can be difficult to obtain timely funding. This has a tendency to push small business borrowers towards less appropriate, higher cost options such as credit cards and short-term lines of credit backed by non-business equity, such as personal mortgages.
SEN 2010-11 Pre-budget Submission to WA Government
March 2010
SEN makes this submission to Government as it considers its priorities for the 2010-11 State budget.